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p{color:var(--body-text);margin:0;line-height:1.6}.sba-loans-section{background-color:var(--subtle-gray)}.sba-loans-grid-modern{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:var(--space-4)}.sba-loan-card{background-color:var(--white);border:1px solid var(--border-gray);border-radius:var(--radius-lg);padding:var(--space-4);transition:all .3s ease;display:flex;flex-direction:column;box-shadow:var(--shadow-sm)}.sba-loan-card:hover{transform:translateY(-6px);box-shadow:0 12px 24px #0d1b3a26;border-color:var(--primary-blue)}.sba-loan-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:var(--space-3)}.sba-loan-icon{width:56px;height:56px;background:linear-gradient(135deg,#0052ff1a,#0052ff0d);border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;color:var(--primary-blue);font-size:1.5rem;transition:all .3s ease}.sba-loan-card:hover .sba-loan-icon{background:linear-gradient(135deg,#0052ff26,#0052ff14);transform:scale(1.1)}.sba-loan-amount{background-color:#00c48c1a;color:var(--success-green);padding:6px var(--space-2);border-radius:20px;font-size:.875rem;font-weight:700;border:1px solid rgba(0,196,140,.3)}.sba-loan-title{font-size:1.375rem;color:var(--dark-navy);margin-bottom:var(--space-2);font-weight:700}.sba-loan-description{color:var(--body-text);line-height:1.6;flex-grow:1;margin-bottom:var(--space-3)}.btn-link{display:inline-flex;align-items:center;gap:var(--space-1);color:var(--primary-blue);font-weight:600;background:none;border:none;padding:0;cursor:pointer;font-size:1rem;transition:all .2s ease}.btn-link:hover{gap:var(--space-2);color:#0045d1}.btn-link svg{font-size:.875rem;transition:transform .2s ease}.btn-link:hover svg{transform:translate(4px)}.sba-loans-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--space-4)}.sba-loans-grid .card h3{margin-bottom:var(--space-2)}.cta-section{padding:0}.cta-content{text-align:center;padding:var(--space-6);border-radius:var(--radius-lg)}.cta-content h2{margin-bottom:var(--space-2)}.cta-content p{max-width:500px;margin:0 auto var(--space-4)}.contact-hero{background:linear-gradient(135deg,#0d1b3a,#1a2f5a);padding:var(--space-6) 0 var(--space-5);text-align:center}.contact-hero-content h1{color:var(--white);font-size:2.75rem;margin-bottom:var(--space-2);font-weight:800}.contact-hero-subtitle{color:#ffffffe6;font-size:1.125rem;max-width:700px;margin:0 auto;line-height:1.7}.contact-info-section{background-color:var(--white);padding:var(--space-6) 0;border-bottom:1px solid var(--border-gray)}.contact-info-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--space-4)}.contact-info-card{text-align:center;padding:var(--space-4);background:linear-gradient(135deg,#0052ff08,#0052ff03);border:1px solid 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auto;background-color:var(--white);padding:var(--space-6);border-radius:var(--radius-lg);border:1px solid rgba(0,82,255,.1);box-shadow:0 10px 40px #0d1b3a1f}.contact-form-modern textarea.form-control{resize:vertical;min-height:150px;font-family:var(--font-body)}.contact-form-modern .btn{width:100%;justify-content:center}.contact-form-wrapper{max-width:700px;margin:0 auto;background-color:var(--white);padding:var(--space-5);border-radius:var(--radius-lg);border:1px solid var(--border-gray);box-shadow:var(--shadow-md)}.form-status{margin-bottom:var(--space-4);padding:var(--space-3);border-radius:var(--radius-md);text-align:center;font-weight:500;display:flex;align-items:center;justify-content:center;gap:var(--space-2);border:1px solid;animation:slideDown .3s ease-out}@keyframes 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var(--space-4);line-height:1.7}.forum-hero-stats{display:flex;justify-content:center;gap:var(--space-5);flex-wrap:wrap}.forum-stat{display:flex;align-items:center;gap:var(--space-1);color:#fffffff2;font-weight:500;font-size:.95rem}.forum-stat svg{color:var(--success-green);font-size:1.25rem}.forum-section{background-color:var(--subtle-gray)}.forum-container-modern{max-width:900px;margin:0 auto}.loading-overlay{position:fixed;inset:0;background:linear-gradient(135deg,#0d1b3a,#1a2f5a);display:flex;align-items:center;justify-content:center;z-index:9999;animation:fadeIn .3s ease-in-out;overflow:hidden}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}.loading-content{text-align:center;padding:var(--space-6);max-width:90vw;width:100%}.loading-spinner-wrapper{display:flex;align-items:center;justify-content:center;margin-bottom:var(--space-4)}.loading-spinner-icon{width:64px;height:64px;color:var(--primary-blue);animation:spin 1s linear infinite;filter:drop-shadow(0 0 20px rgba(0,82,255,.5));flex-shrink:0}@keyframes spin{to{transform:rotate(360deg)}}.loading-text{color:var(--white);font-size:1.5rem;font-weight:600;font-family:var(--font-heading);margin:0;animation:pulse 1.5s ease-in-out infinite;line-height:1.4;word-wrap:break-word;overflow-wrap:break-word}@keyframes pulse{0%,to{opacity:1}50%{opacity:.6}}@media (max-width: 768px){.loading-content{padding:var(--space-4)}.loading-spinner-icon{width:56px;height:56px}.loading-text{font-size:1.25rem}.loading-spinner-wrapper{margin-bottom:var(--space-3)}}@media (max-width: 576px){.loading-content{padding:var(--space-3)}.loading-spinner-icon{width:48px;height:48px;filter:drop-shadow(0 0 15px rgba(0,82,255,.5))}.loading-text{font-size:1.125rem}.loading-spinner-wrapper{margin-bottom:var(--space-2)}}@media (max-width: 375px){.loading-spinner-icon{width:40px;height:40px}.loading-text{font-size:1rem}}@media (max-height: 500px){.loading-content{padding:var(--space-2)}.loading-spinner-icon{width:40px;height:40px}.loading-text{font-size:1rem}.loading-spinner-wrapper{margin-bottom:var(--space-2)}}@media (min-width: 1400px){.loading-spinner-icon{width:80px;height:80px}.loading-text{font-size:1.75rem}}.forum-loading{text-align:center;padding:var(--space-7) var(--space-4)}.loading-spinner{width:48px;height:48px;border:4px solid var(--border-gray);border-top-color:var(--primary-blue);border-radius:50%;animation:spin .8s linear infinite;margin:0 auto var(--space-3)}.forum-loading p{color:var(--body-text);font-size:1.05rem}.forum-empty{text-align:center;padding:var(--space-7) var(--space-4);background-color:var(--white);border-radius:var(--radius-lg);border:2px dashed var(--border-gray)}.forum-empty svg{font-size:4rem;color:var(--primary-blue);margin-bottom:var(--space-3);opacity:.6}.forum-empty h3{color:var(--dark-navy);margin-bottom:var(--space-2);font-size:1.5rem}.forum-empty p{color:var(--body-text);font-size:1.05rem}.forum-item-modern{background-color:var(--white);border:2px solid var(--border-gray);border-radius:var(--radius-lg);margin-bottom:var(--space-3);transition:all .3s ease;overflow:hidden}.forum-item-modern:hover{border-color:var(--primary-blue);box-shadow:0 4px 12px #0052ff1a}.question-header-modern{display:flex;justify-content:space-between;align-items:center;width:100%;padding:var(--space-4);background:none;border:none;text-align:left;cursor:pointer;transition:background-color .2s ease}.question-header-modern:hover{background-color:#0052ff05}.question-content-modern h3{font-size:1.25rem;margin-bottom:var(--space-2);color:var(--dark-navy);font-weight:700;line-height:1.4}.question-meta{display:flex;gap:var(--space-3);align-items:center;flex-wrap:wrap}.question-author{font-size:.875rem;color:var(--body-text);font-weight:500}.answer-count{font-size:.875rem;color:var(--primary-blue);background-color:#0052ff1a;padding:4px 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p{color:var(--dark-navy);line-height:1.7;margin-bottom:var(--space-2);font-size:1rem}.answer-author{display:block;font-size:.875rem;font-weight:600;color:var(--body-text);font-style:italic}.no-answers{text-align:center;padding:var(--space-5) var(--space-3);color:var(--body-text)}.no-answers svg{font-size:2.5rem;color:var(--primary-blue);margin-bottom:var(--space-2);opacity:.5}.no-answers p{font-size:1rem;margin:0}.forum-container{max-width:800px;margin:0 auto}.forum-item{border:1px solid var(--border-gray);border-radius:var(--radius-lg);margin-bottom:var(--space-2);background-color:var(--white)}.question-header{display:flex;justify-content:space-between;align-items:center;width:100%;padding:var(--space-3);background:none;border:none;text-align:left;cursor:pointer}.question-content h3{font-size:1.2rem;margin-bottom:var(--space-1)}.question-content span{font-size:.9rem;color:var(--body-text)}.chevron-icon{font-size:1.5rem;color:var(--body-text);transition:transform .3s}.chevron-icon.is-open{transform:rotate(180deg)}.answers-section{max-height:0;overflow:hidden;transition:max-height .4s ease-in-out,padding .4s ease-in-out}.answers-section.is-open{max-height:1000px}.answers-content{padding:0 var(--space-3) var(--space-3);border-top:1px solid var(--border-gray)}.answer-item{display:flex;gap:var(--space-2);padding:var(--space-2) 0;border-bottom:1px solid var(--border-gray)}.answer-item:last-child{border-bottom:none}.answer-icon{font-size:1.5rem;color:var(--primary-blue);flex-shrink:0}.answer-text span{display:block;font-size:.9rem;font-weight:500;color:var(--dark-navy);margin-top:var(--space-1)}.dscr-page{background-color:var(--white)}.dscr-hero{background:linear-gradient(135deg,#0d1b3a,#1a2f5a);padding:var(--space-6) 0 var(--space-5);text-align:center}.dscr-hero-content h1{color:var(--white);font-size:2.75rem;margin-bottom:var(--space-2);font-weight:800}.dscr-hero-subtitle{color:#ffffffe6;font-size:1.125rem;max-width:650px;margin:0 auto var(--space-4);line-height:1.7}.dscr-hero-features{display:flex;justify-content:center;gap:var(--space-5);flex-wrap:wrap}.dscr-hero-feature{display:flex;align-items:center;gap:var(--space-1);color:#fffffff2;font-weight:500;font-size:.95rem}.dscr-hero-feature svg{color:var(--success-green);font-size:1.25rem}.dscr-benefits-section{background-color:var(--white);padding:var(--space-6) 0;border-bottom:1px solid var(--border-gray)}.dscr-benefits-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--space-4)}.dscr-benefit-card{text-align:center;padding:var(--space-4)}.dscr-benefit-icon{width:64px;height:64px;margin:0 auto var(--space-3);display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,#0052ff1a,#0052ff0d);border-radius:50%;color:var(--primary-blue);font-size:1.75rem}.dscr-benefit-card h3{font-size:1.25rem;margin-bottom:var(--space-2);color:var(--dark-navy)}.dscr-benefit-card p{color:var(--body-text);line-height:1.6}.dscr-form-section{background-color:var(--subtle-gray);padding:var(--space-6) 0}.progress-bar-container{height:4px;background-color:var(--border-gray)}.progress-bar{height:100%;background-color:var(--primary-blue);transition:width .4s ease-in-out}.dscr-form-card{max-width:750px;margin:0 auto;background-color:var(--white);border-radius:var(--radius-lg);box-shadow:0 10px 40px #0d1b3a1f;overflow:hidden;border:1px solid rgba(0,82,255,.08);transition:box-shadow .3s ease}.dscr-form-card:hover{box-shadow:0 15px 50px #0d1b3a2e}.dscr-modal-overlay{position:fixed;inset:0;background-color:#0d1b3a8c;display:flex;justify-content:center;align-items:center;padding:var(--space-4);z-index:999}.dscr-modal{position:relative;background-color:var(--white);border-radius:var(--radius-lg);box-shadow:var(--shadow-md);width:min(480px,100%);padding:var(--space-5);text-align:center}.dscr-modal-icon{display:inline-flex;align-items:center;justify-content:center;width:64px;height:64px;border-radius:50%;margin:0 auto var(--space-3);background-color:#0087611a;color:var(--success-green);font-size:2rem}.dscr-modal h3{margin-bottom:var(--space-2);font-size:1.5rem;color:var(--dark-navy)}.dscr-modal p{margin-bottom:var(--space-4);color:var(--body-text)}.dscr-modal-close{position:absolute;top:var(--space-3);right:var(--space-3);background:none;border:none;color:var(--body-text);font-size:1.25rem;cursor:pointer}.dscr-modal-close:hover{color:var(--dark-navy)}.dscr-modal-action{width:100%}.form-header{text-align:center;padding:var(--space-5);background:linear-gradient(135deg,#0052ff0d,#0052ff05);border-bottom:2px solid rgba(0,82,255,.1)}.form-header h2{font-size:1.75rem;color:var(--dark-navy);margin-bottom:var(--space-1);font-weight:700}.form-header p{margin:0;color:var(--body-text);font-weight:500;font-size:1rem}.form-content{padding:var(--space-6);background-color:var(--white)}.input-wrapper{position:relative}.input-icon{position:absolute;left:16px;top:50%;transform:translateY(-50%);color:var(--primary-blue);font-size:1.125rem;transition:color .3s ease;z-index:1}.input-wrapper:hover .input-icon{color:var(--primary-blue)}.input-wrapper .form-control:focus~.input-icon{color:var(--primary-blue)}.input-wrapper .form-control{padding-left:48px}.select-wrapper:after{content:"▼";position:absolute;right:16px;top:50%;transform:translateY(-50%);color:var(--primary-blue);pointer-events:none;font-size:.75rem;transition:transform .3s ease}.select-wrapper:hover:after{transform:translateY(-50%) scale(1.1)}.select-wrapper .form-control{appearance:none;cursor:pointer;background-image:none}.radio-group{display:flex;gap:var(--space-2);flex-wrap:wrap}.radio-label{display:flex;align-items:center;gap:var(--space-2);padding:var(--space-3) var(--space-4);cursor:pointer;border:2px solid var(--border-gray);border-radius:var(--radius-md);background-color:var(--white);transition:all .3s ease;flex:1;min-width:140px;justify-content:center;font-weight:500}.radio-label:hover{border-color:#0052ff66;background-color:#0052ff05;transform:translateY(-2px);box-shadow:0 4px 8px #0000000d}.radio-label:has(input:checked){border-color:var(--primary-blue);background-color:#0052ff14;box-shadow:0 4px 12px #0052ff26}.radio-label input{accent-color:var(--primary-blue);width:22px;height:22px;cursor:pointer}.radio-label span{color:var(--dark-navy);-webkit-user-select:none;user-select:none}.checkbox-label{display:flex;align-items:center;gap:var(--space-2);padding:var(--space-2);border:1px solid var(--border-gray);border-radius:var(--radius-md);cursor:pointer;margin-bottom:var(--space-3)}.checkbox-label input{width:20px;height:20px;accent-color:var(--primary-blue)}.form-warning{background:linear-gradient(135deg,#f7b5001a,#f7b5000d);color:#d97706;padding:var(--space-3);border-radius:var(--radius-md);margin-top:var(--space-2);border-left:4px solid #F7B500;font-weight:500;display:flex;align-items:center;gap:var(--space-2)}.form-warning:before{content:"⚠️";font-size:1.25rem}.form-navigation{display:flex;justify-content:space-between;align-items:center;padding:var(--space-5);border-top:2px solid var(--border-gray);background-color:var(--subtle-gray);gap:var(--space-2)}.btn-secondary{background-color:var(--white);color:var(--primary-blue);border:2px solid var(--border-gray);font-weight:600}.btn-secondary:hover{background-color:var(--subtle-gray);border-color:var(--primary-blue);transform:translateY(-2px);box-shadow:0 4px 8px #0000001a}.dscr-snapshot-modern{max-width:600px;margin:0 auto}.dscr-snapshot-header{text-align:center;margin-bottom:var(--space-5)}.dscr-snapshot-header h2{font-size:2rem;margin-bottom:var(--space-2);color:var(--dark-navy)}.dscr-snapshot-header p{color:var(--body-text);font-size:1rem}.dscr-value-card{background:linear-gradient(135deg,#0052ff0d,#0052ff05);border:2px solid var(--primary-blue);border-radius:var(--radius-lg);padding:var(--space-5);text-align:center;margin-bottom:var(--space-4)}.dscr-value-label{font-size:.875rem;font-weight:600;text-transform:uppercase;letter-spacing:1px;color:var(--body-text);margin-bottom:var(--space-2)}.dscr-value-display{font-size:5rem;font-weight:800;color:var(--primary-blue);line-height:1;margin-bottom:var(--space-4);font-family:var(--font-heading)}.dscr-value-card .dscr-status{display:flex;align-items:flex-start;gap:var(--space-2);text-align:left;padding:var(--space-3);border-radius:var(--radius-md);background-color:#fffc}.dscr-value-card .dscr-status svg{font-size:1.5rem;flex-shrink:0;margin-top:2px}.dscr-value-card .dscr-status.success{background-color:#00c48c1a;border:1px solid rgba(0,196,140,.3)}.dscr-value-card .dscr-status.success svg{color:var(--success-green)}.dscr-value-card .dscr-status.warning{background-color:#f7b5001a;border:1px solid rgba(247,181,0,.3)}.dscr-value-card .dscr-status.warning svg{color:#f7b500}.dscr-value-card .dscr-status strong{display:block;color:var(--dark-navy);font-size:1.05rem;margin-bottom:4px}.dscr-value-card .dscr-status p{color:var(--body-text);margin:0;font-size:.95rem}.dscr-info-box{background-color:#0052ff0d;border-left:4px solid var(--primary-blue);padding:var(--space-3);border-radius:var(--radius-md)}.dscr-info-box h4{color:var(--dark-navy);font-size:1rem;margin-bottom:var(--space-1)}.dscr-info-box p{color:var(--body-text);margin:0;line-height:1.6;font-size:.95rem}.dscr-snapshot{text-align:center}.dscr-value{font-size:4rem;font-weight:700;color:var(--primary-blue);margin:var(--space-2) 0}.dscr-status{display:flex;align-items:center;justify-content:center;gap:var(--space-1)}.dscr-status.success{color:var(--success-green)}.dscr-status.warning{color:#f7b500}.autocomplete-list{position:absolute;z-index:1000;background:var(--white);border:2px solid var(--primary-blue);border-radius:var(--radius-md);box-shadow:0 10px 30px #0d1b3a26;list-style:none;margin:0;padding:var(--space-1) 0;max-height:300px;overflow-y:auto}.autocomplete-list li{padding:var(--space-2) var(--space-3);cursor:pointer;transition:all .2s ease}.autocomplete-list li:hover{background:linear-gradient(135deg,#0052ff14,#0052ff0a);padding-left:calc(var(--space-3) + 4px)}.autocomplete-main{font-weight:600;color:var(--dark-navy);display:block;margin-bottom:2px}.autocomplete-secondary{display:block;font-size:.875rem;color:var(--body-text)}.summary-section{text-align:center}.summary-section h2{margin-bottom:var(--space-2);font-size:2rem;color:var(--dark-navy);font-weight:700}.summary-section p{margin-bottom:var(--space-5);color:var(--body-text);font-size:1.05rem}.summary-grid{display:grid;grid-template-columns:1fr 1fr;gap:var(--space-3);text-align:left}.summary-item{background:linear-gradient(135deg,#0052ff08,#0052ff03);padding:var(--space-3);border-radius:var(--radius-md);border:1px solid rgba(0,82,255,.1);transition:all .3s ease}.summary-item:hover{border-color:#0052ff4d;background:linear-gradient(135deg,#0052ff0f,#0052ff05);transform:translateY(-2px);box-shadow:0 4px 8px #0052ff1a}.summary-label{display:block;font-size:.875rem;font-weight:600;color:var(--body-text);margin-bottom:4px;text-transform:uppercase;letter-spacing:.5px}.summary-value{display:block;font-weight:700;color:var(--dark-navy);font-size:1.05rem}@media (max-width: 576px){.summary-grid{grid-template-columns:1fr}}@media (max-width: 768px){.dscr-form-section{padding:var(--space-4) 0}.dscr-form-card{margin:0;border-radius:var(--radius-md)}.form-header,.form-content{padding:var(--space-4) var(--space-3)}.form-group{margin-bottom:var(--space-3)}.form-navigation{padding:var(--space-4) var(--space-3);flex-direction:column;align-items:stretch}.form-navigation .btn{width:100%}.radio-group{flex-direction:column;gap:var(--space-2)}.radio-label{width:100%;min-width:auto}}